protecting-ultra-high-networth

Strategies For Families Worth $25 Million To $500 Million
The Art of Protecting Ultra-High Net Worth Portfolios and Estates

The insights you’ll discover from our published book will help you integrate a variety of wealth management tools with financial planning, providing guidance for your future security alongside complex financial strategies, so your human and financial capital will both flourish.

Clients frequently share with us how the knowledge gained from this book helped provide them tremendous clarity, shattering industry-pitched ideologies, while offering insight and direction in making such important financial decisions.


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If your liquid assets are worth more than $10 million, you can’t afford to undermine the importance of retirement planning.Whether you dream of relaxing and enjoying carefree days in the golden years or plan to travel across the world and indulge in hobbies you never seem to find time for, working with an expert is the right thing to do. Now, before you start searching for a ‘retirement financial advisor near me’, you must know that not all professionals are the same. You must look for an expert who is qualified, knowledgeable, and experienced working with high net worth and ultra high net worth individuals. The financial decisions you make today will decide the level of financial serenity you will have in the future. Choosing the right retirement financial advisor may be confusing but it doesn’t have to be.We have rounded up the best practices and tipsin our guide to ensure you choose an expert who is committed to helping you achieve your retirement goals and dreams.

Even if your retirement is decades away,you must start working on your financial plan today. When it comes to high net worth retirement planning, it’s never too early or late.Our team of retirement financial advisors at Pillar Wealth Management strives tomaximize your savings and minimize your financial risks and costs so that you can spend your golden years in peace.We will help you develop a solid retirement plan and make the most of proven investment strategies for optimal wealth preservation.If you have investable wealth worth $5 million to $500 million, please contact us today.

Before we discuss the benefits of hiring a retirement financial advisor like me, let’s see what these professionals can do for you.

What is a RetirementFinancial Advisor?

A retirement financial advisor provides seasoned advice on the following matters:

– The amount of retirement income you should ideally have

– The percentage of wealth you should have in guaranteed investments

– The types and amount of taxable income your investments will generate

– How to make the most of your social security benefits

– Determining the best pension distribution choices

– Whether or not you should invest in an annuity

– How to modify and optimize your investment plan to minimize taxable income in the golden years

– How much you should withdraw each year and from which accounts to reduce your retirement taxes

– Choosing an appropriate withdrawal rate when taking money from a traditional portfolio

– Whether leaving your money in the company plan is a better option than putting it into an IRA account

– If long-term care insurance is right for you

– Whether you should go for a reverse mortgage

– If your mortgage should be paid off before or during retirement

– If it’s a good idea to keep your life insurance policies

What is the Role of a Retirement Financial Advisor?

Retirement financial advisors focus on determining and achieving your retirement goals and finding ways to manage your investments and portfolios. Taking a holistic approach, they stay on top of your current financial situation and prepare you for facing unforeseen risks and challenges.

Most importantly, a retirement financial advisor stays up-to-date with the changes in tax laws and policies and helps you modify your retirement plan accordingly.

Your retirement financial advisor must take the time to understand your retirement goals, financial needs,desired timeline,investment portfolio, and risk tolerance before offering advice and guidance.They will also determine the amount of guaranteed income you need to secure your financial future. Moreover, they will gain a thorough understanding of your current assets and liabilities and your current and possible income sources.

While helping you optimize your investment portfolio, a retirement financial advisor will focus on your financial security for maximum wealth preservation. You might want to chase portfolio performance by seeking quick, short-term gains but the right professional will make you realize the importance of thinking long-term. You must also make five additional mindset shifts if you want to ensure a steady stream of retirement income. To read all about these shifts, access our exclusive guide here.

That being said, the success of your retirement plan depends on the qualifications, experience, and expertise of the professional you choose to work with.Access our no-nonsense guide on finding the right expert for your individual needs here.

retirement financial advisor near me

Is it Worth it to Have a Retirement Financial Advisor?

Working with a retirement financial advisor is a smart decision, especially for high net worth and ultra high net worth individuals.When you have such a large amount of wealth under your belt, you’re likely to encounter complicated challenges, obstacles, and financial risks on your journey to achieving your long-term goals. On top of that, you have so much on your plate ranging from daily expenses, luxury spending habits, and family priorities.

There are good chances you may get confused or emotional while making critical decisions that can affect your financial future. This is where an expert comes in!

Professional retirement financial advisors work objectively to navigate you through the entire process and ensure that you stay on the right track to achieving your retirement goals. It’s important to understand that working with an expert doesn’t mean that you will lose control of your personal finances. It will only empower you toexplore different opportunities and options before deciding the best way to enjoy your money and make it last for as long as possible.

With the right retirement financial advisor’s guidance and expertise, you will be able to make the right decisions and lay a strong foundation for a happy, successful future.

Still wondering, “Is it worth it to have a retirement financial advisor?”

Below are a few convincing reasons it is the best decision you can make as an affluent individual.

1.    Peace of Mind

Planning for your retirement helps eliminate undue stress from the equation and makes you feel more in control of your future. It also ensures maximum peace of mind during the golden years.

To start your retirement planning today with the help of a qualified professional, book an initial consultation with us.

2.    Better Financial Decisions

The whole point of early retirement planning is to ensure you make smart, well-informed financial decisions that get you closer to your long-term goals.

A retirement financial advisor will help you understand how even the smallest of your moves can affect your financial future. They will provide expert advice on allocating your assets, choosing the best insurance for your individual needs, minimizing your taxes, and protecting your estate. Simply put, they will help you achieve secure retirement while dodging all risks and obstacles along the way.

If you’re an ultra high net worth individual, don’t forget to read our book The Art of Protecting Ultra-High Net Worth Portfolios and Estates – Strategies For Families Worth $25 Million To $500 Million. It contains valuable information and insights into effective wealth preservation for a peaceful retirement.

3.    Tax Benefits

Retirement financial advisors focus on reducing the income taxes you will have to pay during retirement. They do so by leveraging the benefits of tax diversification.

You can expect an expert to help you create different pools of money in taxable, tax-free, and tax-deferred accounts. They will also guide you on strategically withdrawing your amount from these accounts as per future conditions.

Needless to say, you’ll have to start planning early if you want to establish and grow your wealth in multiple accounts. With the help of a professional retirement financial advisor, you can create a well-optimized portfolio and rely on it to make all your retirement dreams come true. Click here to dive into the details of high net worth portfolio optimization.

4.    Opportunities for Legacy Creation

Want to create a legendary legacy after retirement?

A retirement financial advisor can make it easier for you! With effective retirement planning, you can allow your heirs and your favorite charitable causes to benefit as well.

Whether you wish to sell a business or donate a certain percentage of your wealth to charitable organizations, you must have a clear action plan in place to benefit from sources offering the most favorable tax consequences.

How Do I Choose a Retirement Financial Advisor?

Now, you must be wondering, “How do I find the bestretirement financial advisor near me?”We agree that it may be an overwhelming task butyou must think of it as the first step to secure retirement.

Below are the top factorsyou should consider when looking for a professional.

1.    Extensive Experience

You should always work with a retirement financial advisor with an in-depth knowledge of the stock market. This will ensure that you are in the best position to make decisions that allow you to make the most of your investments’ growth.

While you may be tempted to run after short-term gains or make fear-based decisions, an expert will remind you thatyou’re in it for the long haul and everything will be back to normal as soon as the market conditions improve.

2.    Honesty and Integrity

Your retirement financial advisor should be someone you can trust since you will be sharing personal details and sensitive financial information with them.They will know how much you earn, how much you have amassed, and how much you plan on saving for retirement.

Your advisor should be able to gain your trust and ensure that your financial information will remain protected at all costs. Moreover, they must work in your best interest regardless of how much they earn for their services. There must be no doubts in your mind regarding their honesty and integrity.

3.    Understanding

You and your retirement financial advisor should be on the same page regarding their approach to retirement planning.They shouldn’t force you to do something you think isn’t beneficial for you. Their job is only to advise and guide you. They can’t make decisions on your behalf.

Work with a professional who understands this and is willing to dedicate their time, effort, and energy to help you make the right decisions.

Schedule a no-obligation consultation with one of our experts to discuss different approaches to retirement planning.

Finding a Retirement Financial AdvisorNear Me with Pillar Wealth Management

Looking for a retirement financial advisor near me?

Pillar Wealth Management is a one-stop place forfiduciary financial advisory services. Our experts work with affluent individuals having $5 million to $500 million in assets that can be converted into cash. Our aim is to help you make the right financial decisions to lay the groundwork for a secure retirement. We will take a holistic, client-centered approach and schedule our retirement advisory services around your needs and goals.

So, what are you waiting for? Schedule an initial consultation with us now! It doesn’t cost anything andyou can always back off if you don’t think our approach matches your requirements and expectations.

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