Have Any Questions?
+1 (800) 669-6780

Retirement Planning Near Me: Retirement Solutions – PillarWM

Retirement can be a terrifying thing to plan for. You’ll search for “retirement planning near me” so you can work with an expert financial planner who has attained a great level of experience delivering financial planning services, which will go a long way in helping you secure your old age.

Uncertainties like Covid-19 can come up at any time, and all the savings you think you have will be spent living from hand to mouth. Before going further, for those of you looking for “retirement planning near me” to entrust $5 million to $500 million in liquid investable assets to a retirement specialist to manage should request this in-depth free book by clicking here.

7 Secrets minified


7 Secrets To High Net Worth Investment Management, Estate, Tax and Financial Planning

The insights you’ll discover from our published book will help you integrate a variety of wealth management tools with financial planning, providing guidance for your future security alongside complex financial strategies, so your human and financial capital will both flourish.

Clients frequently share with us how the knowledge gained from this book helped provide them tremendous clarity, shattering industry-pitched ideologies, while offering insight and direction in making such important financial decisions.

Testimonial From Satisfied Clients

photo 2023 07 12 01 15 44

There comes a time as a young person when you need to have a financial plan as a form of backup for uncertainties like Covid-19. A certified financial planner (CFP)/retirement planner (retirement planning professional) will help put you in the safe zone. You’ll start searching for “retirement planning near me,” looking for a retirement planning advisor. Matters like investment management, tax planning, estate management, and several other related private wealth matters are necessary for the sustenance of wealth and comfort.

At PillarWM (a fee-only financial planner), business planning is one thing; our retirement planners offer you the best investment strategies with solid investment advice to see you through your investing days and retirement life. Investors with $10 million or more can learn about financial planning and retirement strategies with the help of our special guide.

Top 9 Retirement Planner Company Best of October 2022

Top 9 Retirement Planner Company Best of October 2022

CompanyFeesAccount minimum
1.Facet Wealth$1,800 and up
per year (free initial consultation)
2.Vanguard Personal Advisor Services0.30%
management fee
3.Zoe FinancialVaries by advisor$100,000
4.Betterment Premium0.40%
management fee
5.Personal Capital0.49%-0.89%
management fee
6.Harness WealthUp to 1%
per year
7.Ellevest Private Wealth Management0.90%$1,000,000
8.Schwab Intelligent Portfolios Premium™$30
9.WealthrampVaries by advisor$0
Source Nerdwallet
Loader image

It is worthwhile working with a retirement planner since they have the expertise to advise you on managing your assets to maximize your retirement income and meet your financial goals.

A comprehensive retirement plan will cost between $1,000 and $3,000 — a flat fee per plan. It includes evaluating expenses, having a savings plan, and managing assets.

Any financial advisor, planner, or wealth manager will provide retirement planning. Your personal network may recommend someone with whom you can work on a retirement plan.

Start by going to the Social Security Administration website to find out how to start receiving benefits. Find out the requirements for withdrawals from your 401k, IRA, or annuity.

The biggest expense in retirement is housing (mortgage or rent, taxes, and insurance), followed by transportation (e.g., car payments, insurance, maintenance) and healthcare.

Some financial planners focus on providing investment advice, without having a specialization in retirement. This is something to determine in your first conversation with a planner.

A retirement specialist prepares retirement packages for employees. They advise employees on benefits plans and pension programs and educate employees on their options.

Retirement planners work with their clients on managing their savings, expenses, and investments with the goal of defining their expected income streams when they retire.

The key is to start saving and start early, invest in your employer pension plan or in an IRA. Learn the basics of making investments, using funds you have other than retirement savings.

You should ask a retirement planner about their qualifications and experience; ask them about their successes. Ask them about their investment approach, and ask them about their fees.

The 5 Top Reasons You Need “Retirement Planning Near Me”

The 5 Top Reasons You Need “Retirement Planning Near Me”

  1. Safeguarding Your Wealth
  2. Dealing With Unforeseen Challenges
  3. Combating Inflation
  4. Managing Your Taxes
  5. Ownership Transfer

At some point in your financial life, you begin to think about retirement. You may not worry about finding “retirement planning near me” to work with, but you want to save for the future. Whether you plan to do this in your 40s or your 60s, it is essential to have a robust retirement plan in place before stepping down from your career. Some reasons to note include:

1. Safeguarding Your Wealth

Individuals with high-powered careers spend many years pursuing wealth building activities. However, these activities may cease or take a backseat following your retirement. If you do not have any passive income sources in place, it will cost you your savings to keep your lifestyle propped up in retirement. This may not seem concerning initially. After all, you may have accrued a significant quantity of wealth by the time you retire.

Unfortunately, without the benefit of “retirement planning near me,” living off your savings rather than investments does come at a steep price. You will have to witness your savings shrink over time and may be forced to cut back on expenses used to maintain your current lifestyle. At a certain point, you will need to downgrade your lifestyle to avoid selling off your assets. You can prevent this scenario with the help of proper “retirement planning near me.”

By creating a robust retirement plan, with the help of “retirement planning near me,” you can set up passive income sources to sustain your lifestyle without dipping into your savings. We discuss strategies for protecting your wealth into the future in our book The Art of Protecting Ultra-High Net Worth Portfolios and Estates – Strategies For Families Worth $25 Million To $500 Million.

2. Dealing With Unforeseen Challenges

More and more retirees are going into retirement not knowing what the future holds. Covid-19 is a perfect example. Working with professionals in “retirement planning near me” means that you are taking a step to solve any unforeseen issues that might cost you your comfort at old age. Although once you reach retirement age, you may no longer be as involved with wealth and asset management as you once were, you will still be able to carry your financial status along and even improve it by working with a retirement planning professional.

A retirement planning professional, which you can find by searching for “retirement planning near me,” will help you create a solid financial plan and tailor it to your investment philosophy so that you are carried along. To get around this issue, it is vital to have strategies in place to help you navigate through future challenges. Get in touch with our wealth managers to learn more about wealth protection in retirement.

3. Combating Inflation

If you do the cost estimates of things you used to buy for cheap as a younger individual, you will note that they have grown high in price. The cost of buying a car in the 90s is definitely not what it is today. Preparing for retirement with the help of professionals, which you can access in an internet search for “retirement planning near me,” will help you scale through the recurrent periods of persistent rise in the prices of goods.

Maybe you are a member of your community club or organize some friendly home events; if you don’t start to plan now, with the help of “retirement planning near me,” you may find it difficult to pay the dues when the time comes. At PillarWM, we have a team of retirement planning professionals with a successful work history that other clients reckon with. You can read customer reviews to clear your doubt. We discuss some portfolio growth strategies in our special guide.

4. Managing Your Taxes

Following your retirement, you may still be required to pay taxes on your investments. However, you may feel a greater pinch from taxes without an active income source than you normally would. At Pillar Wealth Management, we can design your retirement plan with tested and trusted tax strategies that will help maintain your financial goals. Work with a retirement planning professional today, which you can find by searching for “retirement planning near me,” and secure your future.

5. Ownership Transfer

A commonly overlooked aspect of retirement planning you should note is estate planning. At Pillar Wealth Management, we offer estate planning advice in addition to our retirement planning offers. However, we believe estate planning is a crucial component in any retirement goal.

Depending on your financial goals, you may want to pass your business or assets to your children or other beneficiaries. However, without the right transfer plan, like one provided by searching for “retirement planning near me,” your assets may be subject to transfer taxes. In addition to this, they may end up in the control of someone who isn’t suited to run them as you intended. After signing over ownership, you may not have the option of taking back control of the business.

Aside from giving you top-notch investment advice, our wealth managers can craft a retirement plan that takes these scenarios into account. They can help you create a more tax-efficient transfer plan and choose a beneficiary suited to manage your business or assets as you intended. Sign up for a free special consultation on our website.

Retirement Planning Near Me

What Does A Retirement Planner Do?

  1. Providing Services to High Net Worth and Ultra-High Net Worth Individuals
  2. Extensive Wealth Management Knowledge

No one understands your finances and long-term goals better than you do. However, there are many reasons to hire a wealth management firm to create your retirement plan.

A retirement planner, which you find by searching for “retirement planning near me,” generally provides financial planning advice and investment strategies to help you settle into a comfortable retirement.

Retirement planning professionals are usually financial planners or advisors who specialize in creating retirement plans. However, wealth managers also offer retirement planning services. The latter is better suited for this purpose for many reasons. These include:

1. Providing Services to High Net Worth and Ultra-High Net Worth Individuals

At Pillar Wealth Management, we take on only clients with $5 million to $500 million in liquid investment assets. Our wealth advisors have extensive experience studying portfolios, creating plans, developing investment strategies, and offering advice to wealthy individuals. They have dealt with the stock market and know trends that they can give you proper financial advice on.

By contrast, some retirement planners/advisors that you may find from a search for “retirement planning near me” deal with small issues like student loans, credit cards, and others, making it difficult for them to focus on a cause. We discuss the steps for choosing a financial advisor in our special guide.

2. Extensive Wealth Management Knowledge

This includes asset management, estate planning, wealth transfer, and tax management. At PillarWM, our wealth managers possess an in-depth understanding of each of these services. Find us by searching for “retirement planning near me.”

Their knowledge of finance and the quality they deliver goes beyond the prices they ask you to pay. When you speak with a pro, you’ll know Hutch and Chris are the best in the business. Learn more about our services by signing up for a free consultation. Get our cost estimates and cost information to gain strong financial and social security earlier in life.

When to work with a certified financial planner (CFP)/professionals?

It is never too early to set yourself up for retirement; however, it can get too late. Don’t hesitate to go online and search for “retirement planning near me.” The best time to start making financial decisions and working with a retirement planning professional is now, while you are still working. There will come a time when you cannot properly trace your cash flow, then financial advice or investment advice will be vital.

How Do I Find Retirement Planning near me? (Washington DC, others)

Finding “retirement planning near me” is not as difficult as you may think. There will most definitely be a pro financial advisor or team of retirement planning experts near you willing to offer comprehensive financial services in your community. If you cannot find one in your community, check out an online directory, read customer reviews, and choose the right pro financial advisor/firm/team of retirement experts for your financial security.

You may struggle to find retirement planners and a financial planning team who can do a better job than our financial planning pro at PillarWM. Contact pros at PillarWM today and get started.

Retirement Planning Near Me

Why Choose PillarWM

Planning for financial security in retirement is not like planning for home events. Financial planning entails that you contact pros, such as those resulting from your search for “retirement planning near me,” who have a successful work history and positive customer reviews. At our firm, we have more experience than most money inclined firms that claim to do what we do. Look below:

  • Experience

At PillarWM, we possess 60+ years of experience providing services to big-money clients. Our wealth advisors have helped numerous individuals overcome challenges related to retirement planning. This includes market fluctuations, as discussed in our guide for investors with $10 million or more. We gain more knowledge with each client we take on and are continually working to improve the advice we offer and the plans we create.

“Retirement planning near me” — Professional Advice

If you are thinking of taking your finances to the next level and safeguarding your money for retirement, you might want to contact pros to do the job for you.

  • Fixed Fees

We are more concerned about your progress than what’s in it for us. We charge a fixed annual fee and encourage our clients to reach out to our wealth managers as frequently as they need to. This is to avoid the drawbacks associated with ordinary financial advisors who charge clients each time their services are used. You can look up our cost information for more.

  • Custom Plans

Ordinary “retirement planning near me” offers their clients simple one-size-fits-all solutions for meeting their financial goals. However, this approach doesn’t account for the uniqueness of each high net worth individual’s needs. At PillarWM, our wealth managers can create custom plans to help you achieve your short term and long term financial goals in a manner that suits you best. You don’t need to have in-depth knowledge of money to use our services.

We tailor our plans so that they are easy for clients to understand. We can help you execute advanced financial strategies with the confidence of someone with decades of experience in this area. You can learn about some of our advanced techniques in this guide to improving portfolio performance.

Contact our advisor for proper advice and guidance and also to request our prices/cost estimates/cost information, work history, risk tolerance, and more. So get started with your retirement planning process today. Get in touch with Pillar Wealth Management and sign up for a free consultation with our wealth management experts.

retirement planner near me

What Does A Retirement Planner Do? 

Most financial advisors have expertise in retirement planning, which is an essential aspect of wealth management or financial planning. The value of the client’s investments, whether in stocks or retirement accounts, will determine their retirement income, in addition to Social Security benefits. Through experience and training, a retirement planner will have in-depth knowledge of retirement plans, Social Security, and taxes.

A retirement planner will analyze the client’s financial situation to develop a retirement plan that meets the client’s objectives. The plan will be based on current investments, income, and retirement accounts. When does the client expect to retire and how much money will they need to maintain the lifestyle they want? The planner can estimate for the client how much they could expect to have as income after retirement.

A retirement planner can provide advice on controlling expenses and creating a savings plan.

A retirement planner will advise the client on when to make pension distributions and how much to withdraw and when to start taking Social Security benefits. The planner will be knowledgeable about the pros and cons of annuities.

Retirement Planner fees

Asset management is a factor in retirement planning, and since retirement planners also provide investment advice, they may charge commissions and fees on stock market trades. They may charge an hourly fee or a percentage of the assets they manage. They may charge a flat fee, annually, for the services they provide.

Traditional Planning or Advice

In traditional planning or advice, the advisor will make recommendations for investments and may not have the retirement planning expertise required to fully develop a retirement plan. Be sure to inquire about the advisor’s training and certifications, such as the retirement management advisor designation (RMA).

Related Post

  1. Wealth Manager – Next to your spouse and kids, your wealth manager is the single most important person in your life…
  2. Citi Personal Wealth Management – Wealth management refers to financial advisory services catering to affluent individuals and families…
  3. High Net Worth Tax strategies – A lot of advice that claims to offer tax strategies for ultra-high net worth investors could really apply to anyone…
  4. High Net Worth Tax Strategies – It’s no secret. High net worth individuals pay the most money in taxes, and this is unlikely to change anytime soon…
  5. Retirement Advisors Near Me For Wealthy Investors – PillarWM – Anyone that has worked hard throughout their career should be looking forward to a comfortable retirement.