$10 Million Portfolio Review

This $10 million portfolio review is written for high net worth and ultra-high net worth individuals who have plenty of opportunities to invest in various assets and build diverse portfolios of different types of investments to increase their wealth over time. However, it is not easy to manage a portfolio worth $10 million, which is where a reputed and experienced wealth management firm can help.



7 Secrets To High Net Worth Investment Management, Estate, Tax and Financial Planning


The insights you’ll discover from our published book will help you integrate a variety of wealth management tools with financial planning, providing guidance for your future security alongside complex financial strategies, so your human and financial capital will both flourish.

Clients frequently share with us how the knowledge gained from this book helped provide them tremendous clarity, shattering industry-pitched ideologies, while offering insight and direction in making such important financial decisions.

At Pillar Wealth Management, we’re highly skilled in developing wealth and financial plans for individuals and families who have liquid assets worth between $5 million and $500 million. We hold our own as a highly competent wealth management company. We have a collective experience of over 64 years in expert fiduciary services, including wealth management, tax planning, estate planning, and business succession planning. Our experts use both active and passive asset management to work in the best interests of every client. You can book a no-obligation meeting with one of our team members and learn about the available options for managing and maximizing your life earnings effectively.

If you have liquid assets worth at least $5 million and above, you should request a free copy of our book 7 Secrets to High Net Worth Investment Management, Estate, Tax, and Financial Planning, which is particularly written for high-income and ultra-high-income earners with $5 million to $500 million of liquid wealth.

Many high and ultra-high earners wonder about how to invest $10 million for income or the best places to invest $10 million. These are a few of the elements that we’ll be addressing in this review, along with some reasons why hiring a wealth management firm is a good idea.

Here’s What We’ll Cover:

Why $10 Million Net Worth Individuals Should Hire Wealth Managers                      

How to Invest $10 Million for Income                                                                            

1.       Mutual Funds                                                                                                                                   

2.       Dividend-Yielding and Preferred Shares                                                                                   

3.       Real Estate                                                                                                                                        

4.       Hedge Funds                                                                                                                                     

How to Invest 10 Million Dollars                                                                                     

         Risk appetite                                                                                                                                  


         Investment preferences                                                                                                                 

$10 Million Portfolio Review: How PillarWM Can Help                                                 

Why $10 Million Net Worth Individuals Should Hire Wealth Managers

Wealth management is important for everyone, but more so for high and ultra-high net worth individuals and families. Once your wealth reaches $1 million, the complexities related to its management increase dues to taxes levied on wealth. So, if you wish to safeguard your wealth from avoidable taxes, it is essential you work with someone who knows the ins and outs of wealth management.

Use our Financial Advisor Guide to select an estate planning specialist that can help you further minimize the tax burden.

In a nutshell, you should hire a wealth manager if you have more than $1 million in liquid assets. The assistance of a wealth management firm at this level can help you expand the value of your assets strategically to accomplish your financial, retirement, and lifestyle goals. Financial, retirement, tax, legal, and estate planning, as well as investment management, are some of the services offered by the top ultra-high net worth wealth management firms. You can use one or a combination of these services to make sure your wealth and assets are utilized efficiently, since having more than $1 million now does not necessarily mean you will always have that kind of money.

Additionally, if you invest smartly, your net worth can increase to anywhere between $5 million to $500 million! The best wealth management firms can make that happen. All you need to do is share your investment goals and what you want to do with your wealth. This information can be used for key investment management decisions while also enabling you to earn passive income from your wealth.

The best wealth managers can also improve your investment portfolio’s performance. Click here and read our exclusive guide on portfolio performance to learn more. There are other benefits of working with a wealth management firm. Give us a call today and talk to our wealth managers to learn what those benefits are.

Till then, here’s how you can invest $10 million for income.

How to Invest $10 Million for Income

Do you ever ask yourself “Where are the best places to invest $10 million?” Well, we have the answer for you in this $10 million portfolio review.

When you make smart investments that prioritize income creation, a $10 million portfolio can last you for years. But with the myriad options available, deciding what is right for you can be challenging. Nevertheless, just because you own a lot of wealth does not mean the essentials of investing aren’t still applicable. After all, the ultimate objective of every investor is to retire comfortably.

If you have any queries about investing or your particular financial position, feel free to schedule a complimentary call with us today to talk to one of our seasoned wealth managers.

Meanwhile, here are some of the best places to invest your $10 million for additional income.

1.     Mutual Funds

Investors with $10 million or more in liquid assets should consider mutual funds for income generation, especially those with high minimum investment requirements since these mutual funds charge lower fees for investors with significant wealth. In addition, mutual funds can help you generate income from stock dividends and earned interest on bonds in their portfolios.

One key benefit of investing $10 million with mutual funds is that your portfolio will be professionally managed. You will be handing over your money to a firm that uses market research and analysis to invest those funds for lucrative returns. This makes mutual funds a particularly attractive option for investors owning a large pool of assets. After all, what’s more comforting than knowing your investments are handpicked by professionals?

2.     Dividend-Yielding and Preferred Shares

High and ultra-high net worth individuals seeking income generation can also consider securities available to less affluent investors. For instance, dividend-yielding stocks offer a chunk of profits to shareholders, leading to income generation. Dividend payouts generally occur quarterly, but some occur on a yearly or monthly basis. In addition, some dividend payouts are non-recurring. If you choose this investment option, you will receive dividends in cash or as extra shares depending on the firm you invest in.

Investors also have the option to buy preferred shares since they too provide dividend payouts. But with preferred shares, the dividend rate is usually fixed. Moreover, dividends to preferred stockholders are always paid before common stockholders. It is worth noting that as you have more wealth to work with, your recurrent income might be a more significant amount. For example, if you own 100,000 shares of a stock that offers 10 cents per share quarterly, the quarterly check you receive will be for $10,000.

To learn more about the different types of stock options, do not hesitate to request a video meeting with our wealth planning specialist at your earliest convenience.

3.     Real Estate

Investing in real estate is usually expensive, which means holding $10 million as investable liquid assets gives you a massive advantage. Real estate investing is typically not as hands-off as dividend-yielding or preferred shares; however, the return upside is rather substantial and reliable. But finding worthwhile real estate for investing can be challenging, therefore it is advisable to have some professional help.

Real estate investments cover anything from houses to apartments to condos and even commercial buildings. Whatever you are interested in or wherever the opportunities are will lead you to the best options available. It is important to note that a piece of real estate might require some fixing up before you can trade it. Nonetheless, you will be growing its monetary value in the process.

One thing that stops investors from investing in real estate is the need to act as a landlord. While the thought may seem scary, there’s always the option to hire a real estate management firm to handle those hassles. To learn more about real estate investing, feel free to contact our wealth planning specialist at your convenience.

4.     Hedge Funds

Having $10 million offers you more investment opportunities than those of the average investor, including investing in hedge funds. A hedge fund is an investment partnership that utilizes high-risk capitalizing strategies to generate high rates of return. A hedge fund encompasses various assets, such as bonds, real estate, currencies, stocks, commodities, and options. Since a hedge fund leverages borrowed capital, it can leave investors with possibly greater returns. In addition to this, it tends to offer higher flexibility since hedge funds aren’t subject to the same SEC rules as other securities.

How to Invest $10 Million

Whether you have $10 million or $10 billion as investable liquid assets, the rules of smart investing remain the same. First, investors must always have a plan in place to guide their portfolio management. In addition, some essential investor characteristics to identify about yourself include:

  • ●       Risk appetite – When it comes to investing, this is perhaps the most crucial element since it will determine how much risk you are willing to take for stronger returns. For example, if you aren’t retiring soon, you might be okay with investing in riskier stocks for a better return. Conversely, those close to retirement might invest in safer investments.
  • ●       Time – This factor dictates roughly when you want to accomplish a particular financial goal, which in most cases is retirement. Put simply, decide at which age you’d like to retire and invest money accordingly.
  • ●       Investment preferences – You may have some investments you are biased toward, for example, certain funds or firms. It is totally fine to incorporate them into your investment portfolio; just don’t make emotional or hasty decisions.

These factors along with some others (e.g., your income or liquidity requirement) are extremely important for long-term investors. Once you have a strong understanding of each factor and are clear regarding what you want, you can start the investment process.

$10 Million Portfolio Review: How PillarWM Can Help

We believe Pillar Wealth Management, founded in 1988, is one of the top ultra-high net worth wealth management firms in California, US. Our expert wealth managers will protect your long- and short-term financial interests. Under the guidance of our co-founders, Hutch Ashoo and Chris Snyder, who collectively have over 64 years of experience in wealth management, the company has helped many high net worth and ultra-high net worth individuals and their families to maximize their wealth for a more comfortable and secure future.

At Pillar Wealth Management, we offer professional, qualified wealth planning services, such as wealth management, tax planning, estate planning, and business succession planning. However, we specialize in services for investors from $5 million to $500 million. The priority of our wealth managers is to deliver a reliable, personal, and reassuring experience to leave clients safe in the knowledge that their hard-earned wealth is in the right hands.

Pillar Wealth Management can help you find ultimate peace of mind to make life as simple as possible for you and your family. To talk to an experienced wealth manager, schedule your first free meeting today!


To be 100% transparent, we published this page to help filter through the mass influx of prospects, who come to us through our website and referrals, to gain only a handful of the right types of new clients who wish to engage us.

We enjoy working with high net worth and ultra-high net worth investors and families who want what we call financial serenity – the feeling that comes when you know your finances and the lifestyle you desire have been secured for life, and that you don’t have to do any of the work to manage and maintain it because you hired a trusted advisor to take care of everything.

You see, our goal is to only accept 17 new clients this year. Clients who have from $5 million to $500 million in liquid investable assets to entrust us with on a 100% fee basis. No commissions and no products for sale.

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