VG Capital Financial Services LLC is a financial advisory firm based in Stockton, California, offering a range of services including retirement planning, investment management, insurance solutions, and estate planning. Founded in 2009, the firm is led by Gilbert Garcia, a CERTIFIED FINANCIAL PLANNER™ and Managing Member, who oversees a team of professionals dedicated to providing personalized financial strategies. VG Capital is accredited by the Better Business Bureau with an A+ rating, reflecting its commitment to trust and transparency