Holtzman Wealth Strategies, located in Lubbock, Texas, is an independent financial advisory firm affiliated with Raymond James Financial Services. Led by financial advisor Zachary Holtzman, the firm offers personalized wealth management services, including retirement planning, estate planning, investment management, and risk management. Their approach emphasizes a disciplined, strategic process: assessing clients’ needs, creating tailored financial plans, implementing customized investment strategies, and ongoing management to adapt to life’s changes. Holtzman Wealth Strategies is committed to building long-term relationships based on faith, integrity, trust, and personalized service, aiming to provide clients with clarity and confidence in their financial futures.