Holman Wealth Management, operating as The Defensive Advisor, is a Dallas-based, fee-only registered investment adviser dedicated to helping clients build and protect their wealth through adaptive, risk-aware strategies. Rejecting traditional buy-and-hold methods, the firm focuses on adjusting risk based on current market conditions to safeguard clients’ assets during downturns.

Their services include investment management with a standard 1% fee on assets under management, and comprehensive financial planning—offered complimentary to investment clients or for a one-time fee of $500 plus optional ongoing support for others. They cater to a diverse clientele, including Gen X and Y professionals, retired military personnel, doctors, business owners, and lawyers.

Clients benefit from personalized financial plans, regular market insights through the “12:00 Tuesday” newsletter, and access to a curated investment library. The firm emphasizes fiduciary responsibility, ensuring that advisors always prioritize clients’ interests. For those seeking a proactive and personalized approach to financial planning and investment management, Holman Wealth Management offers tailored solutions designed to align with individual goals and market realities.