Valley Financial Services is a family-owned financial advisory firm based in Stockton, California, with over 38 years of experience in providing personalized financial planning and wealth management services. Founded by Lindsey T. Randolph, CFP®, in 1987, the firm initially specialized in 403(b) Tax Sheltered Annuities for employees of schools and non-profit organizations. Over time, it expanded its offerings to include mutual funds, retirement planning, college funding, life insurance, long-term care insurance, and estate planning. In 2022, Lindsey’s son, Brooks T. Randolph, joined the firm to continue its legacy of dedication and integrity. Valley Financial Services is affiliated with Cetera Advisor Networks LLC, ensuring a wide range of investment products and services. The firm’s mission is to help clients pursue lifelong financial security by developing customized strategies that minimize taxes, secure retirement income, and maximize legacy for families and communities.