TIAA (Teachers Insurance and Annuity Association of America) is a U.S.-based financial services organization dedicated to helping individuals achieve a secure retirement. Founded in 1918 by Andrew Carnegie, TIAA originally served educators and has since expanded to support professionals in academic, research, medical, cultural, and governmental fields. The organization offers a range of services, including retirement plans, annuities, IRAs, and wealth management solutions, with a focus on providing lifetime income options. Operating as a nonprofit, TIAA reinvests its profits to benefit its clients, emphasizing its commitment to financial well-being and retirement readiness.