Pacific Wealth Management is a fee-based, fiduciary financial advisory firm based in San Diego, California. Established in 1998 by James C. Kuntz, the firm specializes in providing comprehensive wealth management services to high-net-worth individuals, families, professionals, and business owners across the United States. The firm emphasizes a disciplined, team-based approach to financial planning, ensuring that all aspects of a client’s financial life are coordinated and aligned with their long-term goals.

The firm’s core services include retirement planning, proactive asset management, executive compensation strategies, insurance planning, and estate planning. They employ a proprietary investment process designed to help clients avoid significant declines and capitalize on favorable market conditions. Additionally, Pacific Wealth Management offers guidance on tax-efficient strategies, charitable giving, and lifetime gifting to preserve and transfer wealth effectively.

The team at Pacific Wealth Management comprises experienced professionals, including Certified Financial Planners (CFP®) and Certified Investment Management Analysts (CIMA®), who work collaboratively to provide personalized financial strategies. Their commitment to fiduciary responsibility ensures that client interests are always prioritized, fostering trust and long-term relationships.