Blue Water Capital Management, LLC, operating as Blue Water Portfolios, is an independent, fee-only financial advisory firm based in Apex, North Carolina. Founded by CERTIFIED FINANCIAL PLANNER™ professionals, the firm specializes in retirement planning and personalized investment management for individuals, families, and business owners. Their services encompass comprehensive financial planning, including retirement and estate planning, tax strategies, and insurance analysis, along with custom-tailored investment portfolios designed to align with clients’ goals and risk tolerance. Blue Water adheres to a fiduciary standard, ensuring that client interests are prioritized, and offers transparent, commission-free advice. With over 25 years of experience, the firm emphasizes a client-focused approach, providing ongoing support and education to help clients achieve long-term financial success.