Ballast Wealth Management is a fee-only registered investment advisory firm founded by Jules Joly, CPFA, specializing in tax-focused financial planning for high-net-worth individuals, particularly real estate agents, physicians, and business owners. With a personalized six-step planning process, the firm offers services including wealth protection, estate planning, and real estate investment strategies, collaborating with clients’ CPAs and estate attorneys to optimize tax benefits and secure legacies. Licensed in multiple states, Ballast Wealth Management emphasizes a holistic approach to financial planning, aiming to demystify complex financial concepts and provide tailored guidance to help clients achieve their unique financial goals.