Envoy Financial is a Colorado Springs-based firm specializing in faith-driven retirement solutions tailored for churches, ministries, and nonprofit organizations. With nearly three decades of experience, Envoy focuses on administering 403(b)(9) church retirement plans, which offer unique tax advantages such as pre-SECA tax contributions and housing allowance distributions for ordained ministers. Their services encompass third-party administration, recordkeeping, and personalized plan design, all supported by an open-architecture investment platform featuring over 25,000 options. The firm also emphasizes education and support, providing free resources, one-on-one advisor access, and a 24/7 online Help Center to empower both plan administrators and participants. In 2020, Envoy merged with Harvest Investment Services, expanding its capacity to serve faith-based organizations and enhancing its offerings with new tools like a mobile app, faith-aligned investment options, and virtual presentations .​