​Next Mission Financial Planning (NMFP) is a fee-only, fiduciary financial advisory firm based in Albuquerque, New Mexico. Operating under the name Intelligent Investing, NMFP specializes in comprehensive hourly-rate financial planning, retirement planning, and investment management services. Their approach is grounded in peer-reviewed academic research and financial economic theory, emphasizing low costs, asset allocation, portfolio diversification, tax strategies, and rebalancing. The firm offers personalized financial plans typically spanning 20 to 30 hours, covering topics such as budgeting, emergency funds, beneficiary designations, insurance, healthcare costs, Social Security strategies, and tax planning. Investment management plans are similarly tailored, including the development of an Investment Policy Statement and a detailed implementation plan. NMFP operates transparently, selling no products and receiving no commissions, ensuring that clients’ interests are always prioritized. ​