​David Beck Financial Services LLC, based in Portland, Oregon, is an independent, fee-only financial planning firm specializing in retirement planning, tax planning, and college financial planning. Founded by David Beck, a CERTIFIED FINANCIAL PLANNER™ professional and Oregon Licensed Tax Consultant, the firm emphasizes a client-centric approach, ensuring personalized and transparent financial guidance. Utilizing a method called ‘consumption smoothing,’ David Beck assists clients in achieving a consistent living standard throughout their lives by mathematically determining optimal spending and saving strategies. This approach allows clients to evaluate various life decisions, such as retirement timing, downsizing, or adjusting 401(k) contributions, to optimize their financial plans. Operating from their office at 636 NE 61st Ave, Portland, OR 97213, the firm is committed to providing personalized service and fostering long-term client relationships.